Peter Hensley's 200 page guide to wise investment in the 2K's. An investment strategy, he writes, involves selecting a time horizon and identifying whether the investor is looking for long term growth, short term income, or a combination of both.

The choice of investment method means a decision between direct ownership, indirect ownership or a mixture of both. A person's age and stage in life combined with a willingness to get involved goes a long way to assist in the decision making process.

The myriad of choices and terminology initially seems daunting. However once a person gains an overall understanding, then a suitable strategy will become crystal clear.

For some investors the use of a qualified and competent financial adviser can be of immense value, however for others they are an inconvenience. Good advisers are everywhere, very good advisers are harder to find.

If you are 'with an adviser' this book should assist you in identifying if they have adopted the correct strategy for your circumstances.